| Allocation Date | Asset Allocation |
|---|---|
| Oct 31, 2023 | 100% Cash, 0% IEFA, 0% IEMG, 0% IVV, 0% IWM |
| Sep 29, 2023 | 100% Cash, 0% IEFA, 0% IEMG, 0% IVV, 0% IWM |
| Aug 31, 2023 | 50% Cash, 0% IEFA, 0% IEMG, 40% IVV, 10% IWM |
| Jul 31, 2023 | 0% Cash, 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| Jun 30, 2023 | 0% Deposit, 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| May 31, 2023 | 60% Deposit, 0% IEFA, 0% IEMG, 40% IVV, 0% IWM |
| Apr 28, 2023 | 30% Deposit, 30% IEFA, 0% IEMG, 40% IVV, 0% IWM |
| Mar 31, 2023 | 10% Deposit, 30% IEFA, 20% IEMG, 40% IVV, 0% IWM |
| Feb 28, 2023 | 0% Deposit, 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| Jan 31, 2023 | 0% Deposit, 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| Dec 30, 2022 | 50% Deposit, 30% IEFA, 20% IEMG, 0% IVV, 0% IWM |
| Nov 30, 2022 | 0% Deposit, 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| Sep 30, 2022 | 100% Deposit, 0% IEFA, 0% IEMG, 0% IVV, 0% IWM |
| Aug 31, 2022 | 100% Deposit, 0% IEFA, 0% IEMG, 0% IVV, 0% IWM |
| Jul 29, 2022 | 50% Deposit, 0% IEFA, 0% IEMG, 40% IVV, 10% IWM |
| Jun 30, 2022 | 100% Deposit, 0% IEFA, 0% IEMG, 0% IVV, 0% IWM |
| May 27, 2022 | 100% Deposit, 00% IEFA, 0% IEMG, 0% IVV, 0% IWM |
| Apr 29, 2022 | 100% Deposit, 0% IEFA, 0% IEMG, 0% IVV, 0% IWM |
| Mar 31, 2022 | 60% Deposit, 0% IEFA, 0% IEMG, 40% IVV, 0% IWM |
| Feb 28, 2022 | 100% Deposit, 0% IEFA, 0% IEMG, 0% IVV, 0% IWM |
| Jan 31, 2022 | Enters 100% Deposit, 0% IEFA, 0% IEMG, 0% IVV, 0% IWM |
| Dec 31, 2021 | Enters 30% Deposit, 30% IEFA, 0% IEMG, 40% IVV, 0% IWM |
| Nov 30, 2021 | Enters 60% Deposit, 0% IEFA, 0% IEMG, 40% IVV, 0% IWM |
| Sep 30, 2021 | Enters 100% Deposit, 0% IEFA, 0% IEMG, 0% IVV, 0% IWM |
| Jul 30, 2021 | Enters 30% Deposit, 30% IEFA, 0% IEMG, 40% IVV, 0% IWM |
| Jun 30, 2021 | Remains 0% Deposit, 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| May 31, 2021 | Remains 0% Deposit, 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| Apr 30, 2021 | Remains 0% Deposit, 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| Mar 31, 2021 | Remains 0% Deposit, 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| Feb 26, 2021 | Remains 0% Deposit, 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| Jan 29, 2021 | Remains 0% Deposit, 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| Dec 31, 2020 | Remains 0% Deposit, 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| Nov 30, 2020 | Enters 0% Deposit, 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| Oct 31, 2020 | Enters 70% Deposit, 0% IEFA, 20% IEMG, 0% IVV, 10% IWM |
| Sep 30, 2020 | Remains 0% Deposit, 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| Aug 31, 2020 | Remains 0% Deposit, 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| Jul 31, 2020 | Remains 0% Deposit, 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| Jun 30, 2020 | Enters 0% Deposit, 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| May 29, 2020 | Enters 60% Deposit, 0% IEFA, 0% IEMG, 40% IVV, 0% IWM |
| Apr 30, 2020 | Remains 100% Deposit, 0% IEFA, 0% IEMG, 0% IVV, 0% IWM |
| Mar 31, 2020 | Remains 100% Deposit, 0% IEFA, 0% IEMG, 0% IVV, 0% IWM |
| Feb 28, 2020 | Enters 100% Deposit, 0% IEFA, 0% IEMG, 0% IVV, 0% IWM |
| Jan 31, 2020 | Enters 20% Deposit 30% IEFA, 0% IEMG, 40% IVV, 10% IWM |
| Dec 31, 2019 | 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| Nov 29, 2019 | 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| Oct 31, 2019 | 30% IEFA, 20% IEMG, 40% IVV, 10% IWM |
| Sep 30, 2019 | Enters 30% Deposit, 30% IEFA, 40% IVV |
| Aug 30, 2019 | Enters 60% Deposit, 40% IVV |
| Jul 31, 2019 | Enters 50% Deposit, 40% IVV, 10% IWM |
| Jun 28, 2019 | Enters 30% IEFA/ 20% IEMG/40% IVV/10% IWM |
| May 31, 2019 | Enters 100% Deposit |
| Apr 30, 2019 | Remains 30% IEFA/ 20% IEMG/40% IVV/10% IWM |
| Mar 29, 2019 | Remains 30% IEFA/ 20% IEMG/40% IVV/10% IWM |
| Feb 28, 2019 | Enters 30% IEFA/ 20% IEMG/40% IVV/10% IWM |
| Jan 31, 2019 | 50% Deposit/ 30% IEFA/ 20% IEMG |
| Dec 31, 2018 | 100% Deposit/ 0% IVV/ 0% IWM |
| Nov 30, 2018 | 100% Deposit/ 0% IVV/ 0% IWM |
| Oct 31, 2018 | 100% Deposit/ 0% IVV/ 0% IWM |
| Sep 30, 2018 | 50% Deposit/40% IVV/10% IWM |
| Aug 31, 2018 | 50% Deposit/40% IVV/10% IWM |
| Aug 1, 2018 | 50% Deposit/40% IVV/10% IWM |
Index Disclaimer
The Index referred to above (the “Index”) is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and, if applicable, TSX Inc., and has been licensed for use by Royal Bank of Canada (the “Bank”). Standard & Poor’s®, S&P® and S&P 500® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”) and Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). TSX is a registered trademark of TSX Inc. The trademarks have been licensed for use by SPDJI and have been sublicensed for certain purposes by the Bank. The Bank’s products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, or TSX Inc. and none of such parties make any representation regarding the advisability of investing in such products nor do they have any liability for any errors, omissions, or interruptions of the Index.